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Auto Insurance

Motorists in Mississippi must have a minimum level of liability auto insurance coverage to drive legally. Every motorist must have an insurance plan that covers $25,000 for any single injury or death they cause. Motorists must also carry $50,000 to cover expenses that arise because two or more individuals are injured or killed. In the event that a motorist causes damage to another's personal property, they must carry $25,000 worth of coverage. Though these are acceptable minimums, many officials advise motorists to carry more than minimum levels of insurance coverage. Many suggest that motorists purchase $100,000 worth of bodily injury liability coverage and $300,000 for each bodily injury. $100,000 is also the recommended minimum for property damage coverage.